Cargo insurance covers physical loss or damage to goods transported by sea, road, rail, air, post, or other means. It protects anyone with a insurable/financial interest in the cargo—such as buyers, sellers, or intermediaries. Coverage can range from broad 'All Risks' policies to more specific 'Named Perils', with options for standard or customised terms.

An 'All Risks' policy offers the most comprehensive coverage available, but it doesn’t cover every possible risk. Unless specifically included, it will not cover loss of market, loss or damage caused by delay, inherent vice of the goods, war, strikes, riots, or civil commotions. This coverage is now generally referred to as Institute Cargo Clauses (A), or ‘A’ Clauses.

Yes, Maersk Cargo Insurance offers coverage for sailings through these regions under ICC ‘A’ terms. For more information, please see our Red Sea / Gulf of Aden situation updates.

War Risks Insurance provides protection against war-related dangers—like stray mines, torpedoes, or terrorism—while cargo is at sea. It complements your main cargo policy and includes coverage for missing vessels. It also typically includes Strikes, Riots, and Civil Commotions (SR&CC) coverage, either bundled or added by endorsement.